Passing a FXIFY Challenge in 2026: Rules, Pricing and Method

## FXIFY in 2026: what you need to know FXIFY is a well-established British prop firm (Trustpilot 4.0) offering challenges from $49 on accounts ranging from $5,000 to $200,000. Targets are 8% in phase 1 then 5% in phase 2, with daily drawdown capped at 5% and maximum drawdown at 10%. The firm stands out with its recognized brand, its 1-phase and 2-phase plans, the availability of DXtrade and built-in scaling. Here is how to approach its evaluation calmly, and what to check before clicking "buy". ## The FXIFY challenge rules ### Targets in two stages: 8% then 5% The FXIFY evaluation runs in two phases: 8% profit on the first, 5% on the second. Both apply a 5% daily drawdown and a 10% maximum drawdown. It is a standard set of requirements, in the upper mid-range of the market. ### Drawdown: 5% per day, 10% in total The 5% daily drawdown gives you a second chance after a bad day: better to cut yourself at -2.5% than to suffer the -5% limit. The 10% maximum drawdown means you must never chain two full red days. ### Pricing and account sizes Challenges from $49, accounts from $5,000 to $200,000. The cost-to-target ratio is competitive for the smaller sizes. If this is your first prop firm, stay at 10K or 25K: the target remains comfortable and the cost of a possible reset is low. ### Payouts, split and reset Split up to 90%, withdrawal requests processed in 7 days and scaling included for funded accounts. Note the reset fees: if you fail a phase, restarting a challenge costs less than a full purchase, but it is still better to pass on the first try. ## Method: pass in 3 weeks ### 1. The risk plan before the trading plan Set two numbers before any trade: risk per trade (0.5%) and session stop (-2%). Write them down. A FXIFY challenge is rarely lost on a bad setup, almost always on breaking these two numbers. ### 2. Treat phase 1 as a marathon 8% targeting +0.5% per day means 16 effective trading days. Traders who pass in 5 days take double sizes and burn their drawdown at the first losing streak. The average wins. ### 3. Choose your sessions With DXtrade and FXIFY's platforms, the best executions happen on the London/New York overlap. Avoid rollovers and rate announcements: spike volatility is the enemy of a 5% drawdown. ### 4. Phase 2: change nothing Classic pattern: the trader passes phase 1, feels confident, doubles their sizes in phase 2... and fails. Phase 2 must be an exact copy of phase 1, with risk reduced by 25%. ### 5. Prepare the funded account The FXIFY funded account has the same limits as the evaluation. The transition should change nothing in your routine. Our [guided challenges](https://fundedtrader.fr/challenges) reproduce exactly this framework to secure the transition. ## Strengths and limits **Strengths**: a recognized brand in the UK, 1-phase and 2-phase plans, DXtrade available, split up to 90%, payouts in 7 days. **Limits**: split capped at 90%, strict daily drawdown, reset fees. Before choosing, go through the [prop firm comparison tool](https://fundedtrader.fr/comparateur-prop-firms) and read the [prop firm guide for France](https://fundedtrader.fr/blog/prop-firm-france-guide-complet-2026-en) to check the fit with your profile. ## Verdict FXIFY is a safe choice for a first challenge: clear framework, established brand, affordable pricing. Passing will mostly depend on your discipline over the 5% drawdown. Take the plunge: [choose your FXIFY challenge](https://fundedtrader.fr/challenges) and follow the [Fundedtrader.fr validation method](https://fundedtrader.fr/).