Passing a FundingPips Challenge in 2026: Rules, Pricing and Method

## FundingPips in 2026: the accessible prop firm on the podium FundingPips is one of the most popular prop firms on the market, with a 4.2 Trustpilot rating and one of the lowest entry tickets in the sector: the challenge starts at $32. Based in the United Arab Emirates, the firm covers forex, crypto, indices, metals and energies on accounts ranging from $5,000 to $100,000. Its positioning: very affordable evaluation fees, a profit split of 80% to 90% and biweekly or weekly payouts. Enough to attract beginners and experienced traders alike. You still have to get through the two evaluation phases. ## The FundingPips challenge rules ### Two phases, two targets The FundingPips challenge is played in two stages: 8% profit in phase 1, then 5% in phase 2. Both phases apply the same risk limits: 5% daily drawdown and 10% maximum drawdown. It is a classic, balanced format, neither punitive nor too lenient. Phase 1 filters out overly aggressive styles, and phase 2 checks that you know how to stay consistent. ### Equity drawdown: the subtlety to know about The drawdown is calculated on equity: open positions included. A position with unrealized gains that falls back can therefore eat into your loss budget. Traders used to balance-based drawdown sometimes discover this difference the hard way. Always keep an eye on your equity, not just your balance. ### Pricing and sizes The challenge starts at $32 for the smaller sizes and increases with account size, from $5,000 to $100,000. For a first attempt, a 10K or 25K account offers the best compromise between cost and learning margin. ### Payouts, split and scaling A split of 80% to 90% depending on the program, with withdrawal requests possible twice a month, or even every week depending on the formula. On the progression side, FundingPips offers a capital growth plan up to $2,000,000: your account can double in size at each performance milestone. ## Method: getting through both phases ### 1. Do not oversize the account At $32 per entry, the temptation is strong to aim straight for the 100K. A classic mistake: account size does not change your level, it amplifies your errors. Start with a size you can hold emotionally for 30 days. ### 2. Aim for consistency, not a one-off strike With 8% to pass in phase 1, a series of small sessions at +0.5% is more robust than two big days. The consistency rule applied on some models explicitly rewards homogeneity: anticipating this requirement from phase 1 will save you from a blockage when your first withdrawal comes. ### 3. Treat the 5% drawdown as a red line One single day at -5% and the evaluation is over, with non-refundable fees. Cut any session that reaches -2.5%: half of your daily budget. Risk management is detailed in our [complete FundingPips review](https://fundedtrader.fr/blog/avis-fundingpips-2026-en). ### 4. Diversify without spreading yourself thin FundingPips lets you trade forex, crypto, indices, metals and energies. Stick to 2 or 3 instruments you know: diversification is only an advantage if it stays under control. ### 5. Use phase 2 as a rehearsal for the funded account Phase 2 is easier (5%) but that is where discipline is built. Treat it as if it were already your money: same cutting rules, same trading journal, same hours. That is exactly the mindset we build in our [guided challenges](https://fundedtrader.fr/challenges). ## Strengths and limits **Strengths**: some of the lowest fees on the market, a split up to 90%, multiple asset classes, frequent payouts, scaling up to $2M. **Limits**: equity-based drawdown that penalizes long unfinished positions, a consistency rule on some models, non-refundable fees in case of failure. For an overview of the alternatives, see our [FundingPips profile](https://fundedtrader.fr/blog/fiche-fundingpips) and the [prop firm comparison tool](https://fundedtrader.fr/comparateur-prop-firms). ## Verdict FundingPips is an excellent entry point into the world of prop firms: cheap, flexible and well rated. Passing the evaluation remains a matter of risk management more than raw performance. Ready to get started? [Choose your FundingPips challenge](https://fundedtrader.fr/challenges) and pass it with the [Fundedtrader.fr method](https://fundedtrader.fr/).