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The same questions keep coming to our inbox and our social channels about RaiseMyFunds. Here are the answers, with no detours, along with the right reflex every time: check the current conditions on the official raisemyfunds.co site before committing.
What exactly is RaiseMyFunds?
A prop firm launched in 2024 by the RaiseFX group. It funds traders based on their performance: you trade capital that is not yours, and you keep a share of the profits. For the background and our analysis, see the complete RaiseMyFunds review.
Do you have to pass a challenge?
No. That is the firm's current positioning: instant funding. You submit a request, it is reviewed, and the capital is released without the classic two-step evaluation phase. This is the argument that made RaiseMyFunds known across the industry.
How much capital can you get?
Up to $400,000 according to the firm's official communication. The lower tiers (from a few thousand dollars to $100,000 and more) let you start with a reduced commitment.
How much does RaiseMyFunds cost?
The model highlighted by the firm is funding without challenge fees: there is no longer a paid evaluation phase to pass. Be careful though: our RaiseMyFunds profile page still shows the historical grid of the two-phase model (in the range of €135 to €990 for $10,000 to $200,000, refunded on the first payout). Check the grid in force on raisemyfunds.co: it is the only authoritative source.
What is the profit split?
Up to 95% of profits kept by the trader according to the firm's official page, which places RaiseMyFunds in the upper end of a market where the average sits rather between 80% and 90%.
Which trading rules apply?
The firm communicates a streamlined model, without most of the classic restrictions (no announced limitation on trading style). In practice, two safeguards structure everything: a drawdown limit and the consistency of your results. The exact thresholds change: read the rules displayed at the time of your registration, not the ones you remember.
Does the 45% consistency rule still exist?
It was part of the challenge-model conditions, and remains the most misunderstood rule in the sector: it caps the share of total profit that can come from a single winning day. Our dedicated guide: the RaiseMyFunds consistency rule. Always confirm whether it applies to the model you choose.
Which platform and which assets?
MetaTrader 5 only, with an advertised catalogue of more than 500 instruments: forex, indices, commodities, stocks and cryptocurrencies. A real limitation if you work on another platform.
How do you withdraw your gains?
The request is made from your trader dashboard. The firm displays an average processing time of about an hour and a half on its homepage, but many Trustpilot reviews report longer waits: prepare your identity documents in advance. For details on methods and timelines: RaiseMyFunds withdrawal.
Is there a promo code?
Discount codes circulate on affiliate sites and among content creators. A code is only valid if it is confirmed at checkout: our RaiseMyFunds promo code article explains where to look and how to check that they apply.
Is RaiseMyFunds a scam?
No: the firm pays, and our own support service works with it. But it shows a Trustpilot rating of 3.4/5 across nearly 350 reviews, which reflects an uneven customer experience. Our breakdown: what the Trustpilot reviews say.
Is the firm regulated?
A prop firm is not a regulated financial institution: it does not manage your savings, it entrusts you with its capital. The point of vigilance lies elsewhere: RaiseFX, the parent company, is a broker not regulated in Europe. Distinguish the two clearly: trade at RaiseMyFunds, without depositing your own funds there. Our analysis: RaiseFX review.
How can FundedTrader help me?
If you want to avoid the mistakes that cost a payout, our team validates and manages RaiseMyFunds accounts in compliance with the firm's rules. Prefer to compare first? Use our comparison tool and our 2026 ranking.
