X-Funded Review 2026: Complete Test, Pricing, and Rules

## X-Funded in 2026: Prop Firm Overview X-Funded (x-funded.com) is a prop firm registered in Saint Lucia with an official trading license. It emphasizes a profit split that can reach up to 100% and the complete absence of time limits to pass evaluation stages. In this comprehensive review, we cover conditions, pricing, platforms, and key points to watch for 2026. ## Table of Contents - [X-Funded Challenge Pricing](#x-funded-challenge-pricing) - [Trading Rules: Drawdown, Profit Target, and Profit Split](#trading-rules-drawdown-profit-target-and-profit-split) - [Trading Platforms](#trading-platforms) - [Payout Schedule and Allocation](#payout-schedule-and-allocation) - [Points to Watch](#points-to-watch) - [Pros and Cons Summary](#pros-and-cons-summary) - [X-Funded FAQ](#x-funded-faq) - [Our Verdict on X-Funded in 2026](#our-verdict-on-x-funded-in-2026) ## X-Funded Challenge Pricing Two evaluation models are offered. The 2-phase challenge starts at €89 for a $10,000 account and goes up to €1,349 for $300,000. The 1-phase challenge, faster but more expensive, ranges from €115 to €1,749 across the same account sizes. Check our [guide on the X-Funded promo code](https://fundedtrader.fr/blog/x-funded-code-promo-reduction) for current discounts. ## Trading Rules: Drawdown, Profit Target, and Profit Split ### Profit Split X-Funded pays 80% on the first payout and 90% on the second, with a paid add-on at checkout allowing you to scale up to 100% right from the beginning. This is one of the highest payout rates in the industry. ### Drawdown - 1-Phase Challenge: daily drawdown 4%, maximum static drawdown 6%. - 2-Phase Challenge: daily drawdown 5%, maximum static drawdown 10%. Both models utilize a static drawdown, which is more predictable than the trailing drawdown found at certain competitors. ### Profit Target 1-Phase: 10% target in a single step. 2-Phase: 8% then 5%. No time limit is imposed on either model, offering great ease for strategic traders. ## Trading Platforms X-Funded provides MT5 and cTrader, a solid setup covering the needs of most forex and CFD traders. ## Payout Schedule and Allocation Payouts are weekly, with a first payout available after 14 active trading days on the funded account. Cumulative capital allocation can reach up to $1,000,000. Full details in our [X-Funded payout guide](https://fundedtrader.fr/blog/x-funded-retrait-payout-delais). ## Points to Watch 1. Strict 45% consistency rule on the funded account: a single trade must not represent more than 45% of total profits. Detailed in our [guide on the X-Funded 45% consistency rule](https://fundedtrader.fr/blog/x-funded-regle-de-consistance-45-pourcent). 2. News trading prohibited once funded (allowed during evaluation only): caution for traders who trade major economic releases. 3. Mandatory stop loss (within 5 minutes) on the funded account, not required during evaluation phases. 4. Recent firm: independent customer reviews remain limited; start cautiously with smaller amounts initially. ## Pros and Cons Summary Pros: profit split up to 100% with paid add-on, no time limit, weekly payouts, official trading license in Saint Lucia, tight spreads, and zero commissions. Cons: strict 45% consistency rule, news trading forbidden on funded accounts, mandatory stop loss on funded accounts, limited track record due to being a newer firm. ## X-Funded FAQ What is the profit split at X-Funded? 80% on the first payout, 90% on the second, and up to 100% with the optional add-on available at checkout. How much does an X-Funded challenge cost? The 2-phase challenge starts at €89 ($10,000 account) and the 1-phase challenge at €115, up to €1,349 and €1,749 respectively for a $300,000 account. Is X-Funded reliable? The firm is registered in Saint Lucia with an official trading license and reports over $5 million paid to traders worldwide. As a newer entity, independent reviews are still limited: caution is advised on large amounts. What is the consistency rule at X-Funded? On the funded account, a single trade must not exceed 45% of total profits prior to a payout request. How to withdraw gains at X-Funded? The first withdrawal is eligible after 14 active trading days on the funded account, followed by weekly payout requests. ## Our Verdict on X-Funded in 2026 X-Funded appeals with a profit split up to 100%, no time limits, and weekly payouts. The 45% consistency rule and news trading ban once funded are key factors to keep in mind, along with the firm's relatively short history. To compare with a proven benchmark, read our [X-Funded vs FTMO comparison](https://fundedtrader.fr/blog/x-funded-vs-ftmo). To explore other options, check our [prop firm comparison tool](https://fundedtrader.fr/comparateur-prop-firms) or browse all our [prop firm articles](https://fundedtrader.fr/prop-firms). --- Want to pass your X-Funded challenge without stress? Book on [Fundedtrader.fr/challenges](https://fundedtrader.fr/challenges). ## Articles Related to X-Funded - [X-Funded en 2026 : avis, conditions et méthode de validation](https://fundedtrader.fr/blog/avis-x-funded-2026) - [X-Funded retrait : délais, conditions et méthodes de paiement](https://fundedtrader.fr/blog/x-funded-retrait-payout-delais) - [X-Funded vs FTMO : quel challenge valider en 2026 ?](https://fundedtrader.fr/blog/x-funded-vs-ftmo) - [Code promo X-Funded : où le trouver et comment l'utiliser en 2026](https://fundedtrader.fr/blog/x-funded-code-promo-reduction) - [Règle de consistance X-Funded : le guide de la limite 45%](https://fundedtrader.fr/blog/x-funded-regle-de-consistance-45-pourcent)