RaiseMyFunds Review 2026: Complete Test, Pricing, and Rules

## RaiseMyFunds in 2026: Prop Firm Overview RaiseMyFunds is a prop firm that stands out with a highly advantageous starting profit split and no time limits to validate evaluation stages. Based in South Africa and accessible with challenges starting at €49, it appeals to traders who want to progress at their own pace without deadline pressure. In this complete review, we examine conditions, pricing, platforms, and key points to watch for 2026. ## Table of Contents - [RaiseMyFunds Challenge Pricing](#raisemyfunds-challenge-pricing) - [Trading Rules: Drawdown, Profit Target, and Profit Split](#trading-rules-drawdown-profit-target-and-profit-split) - [Trading Platform](#trading-platform) - [Payout Schedule and Scaling](#payout-schedule-and-scaling) - [Points to Watch](#points-to-watch) - [Pros and Cons Summary](#pros-and-cons-summary) - [Trustpilot Score](#trustpilot-score) - [RaiseMyFunds FAQ](#raisemyfunds-faq) - [Our Verdict on RaiseMyFunds in 2026](#our-verdict-on-raisemyfunds-in-2026) ## RaiseMyFunds Challenge Pricing The entry price starts at €49 and climbs up to €950 depending on the account size chosen, spanning from $10,000 to $200,000. This is an intermediate position, more affordable than [FTMO](https://fundedtrader.fr/blog/valider-challenge-ftmo-2026) on smaller accounts but with fewer size options than [FundedNext](https://fundedtrader.fr/blog/valider-challenge-fundednext-2026) (up to $300,000). Occasional promotions help lower this price: check our [RaiseMyFunds promo code guide](https://fundedtrader.fr/blog/raisemyfunds-code-promo-reduction) and verify active offers before purchasing your challenge. ## Trading Rules: Drawdown, Profit Target, and Profit Split ### Profit Split The highlight of RaiseMyFunds: an 85% profit split right from the start, without waiting for a scaling milestone. This rate rises up to 90% with the scaling plan, which also grants +25% capital scaling up to $1,000,000. ### Drawdown - Daily drawdown: 5%, standard across the industry. - Maximum drawdown: 10%, a comfortable margin compared to the 6-8% required by certain competitors. ### Profit Target The profit target is 10% for Phase 1 and 5% for Phase 2 (2-phase challenge), aligned with 2026 market standards. Significantly, no time limit is imposed to achieve these targets, offering genuine peace of mind for traders who prefer to operate without pressure. ## Trading Platform RaiseMyFunds operates exclusively on MT5, with a demo account featuring raw spreads via RaiseFX. This is a limited platform choice compared to multi-platform firms like [FundedNext](https://fundedtrader.fr/blog/valider-challenge-fundednext-2026) (MT4, MT5, cTrader, MatchTrader), but MT5 remains the reference benchmark for the vast majority of forex traders. ## Payout Schedule and Scaling The first payout is accessible after 14 trading days, with subsequent payouts following a bi-weekly schedule. This is standard in the market, though not as fast as daily payout options at some firms. We detail everything in our [RaiseMyFunds payout guide](https://fundedtrader.fr/blog/raisemyfunds-retrait-payout-delais). The scaling plan is one of RaiseMyFunds' strong selling points: +25% capital increase and profit split boosted to 90%, up to a total account size of $1,000,000. ## Points to Watch RaiseMyFunds presents several limitations to be aware of before starting: 1. 45% profit consistency rule: a single trade must not account for more than 45% of total profits, otherwise the payout will be declined. We explain it in detail in our [guide on the RaiseMyFunds 45% consistency rule](https://fundedtrader.fr/blog/raisemyfunds-regle-de-consistance-45-pourcent). 2. Platform choice restricted exclusively to MT5, with no cTrader or MatchTrader alternatives. 3. First payout accessible only after 14 trading days on the funded account. ## Pros and Cons Summary Pros: highly attractive starting profit split at 85%, no time limit to validate evaluation phases, MT5 raw spread account, scaling up to $1,000,000. Cons: 45% consistency rule on profits, platform restricted to MT5, initial withdrawal available only after 14 days. ## Trustpilot Score RaiseMyFunds shows a score of 3.5 on Trustpilot, lagging behind top market players like FTMO (4.5) or The5ers (4.7). User feedback is mixed: traders appreciate the absence of time limits, but some dislike the consistency rule. ## RaiseMyFunds FAQ What is the profit split at RaiseMyFunds? The profit split begins at 85% from the first payout with no tier requirements. It increases to 90% through the scaling plan (+25% capital boost at each tier, up to $1,000,000). How much does a RaiseMyFunds challenge cost? Challenges start at €49 for a $10,000 account and go up to €950 for $200,000. Promo codes and temporary sales can reduce entry fees. Is RaiseMyFunds reliable? Operating out of South Africa, the firm holds a Trustpilot rating of 3.5/5, decent but lower than market leaders like FTMO (4.5/5). Payouts are reported as regular, with the initial payout after 14 trading days. What is the allowed drawdown? Daily drawdown is set at 5% and maximum drawdown at 10%, all with no time limits to pass evaluation steps. How to withdraw gains at RaiseMyFunds? The first withdrawal is eligible after 14 trading days on the funded account, then roughly every 15 days (bi-weekly), provided the 45% consistency rule is respected. ## Our Verdict on RaiseMyFunds in 2026 RaiseMyFunds appeals thanks to its 85% starting profit split and no time limit policy, two features rarely combined in the prop firm space. The main drawback remains the 45% consistency rule and reliance on a single platform (MT5). For methodical traders who do not feel rushed, it is a solid option. To compare RaiseMyFunds with FTMO, read our [RaiseMyFunds vs FTMO comparison](https://fundedtrader.fr/blog/raisemyfunds-vs-ftmo), visit our [prop firm comparison tool](https://fundedtrader.fr/comparateur-prop-firms), or check all our [prop firm articles](https://fundedtrader.fr/prop-firms). --- Want to validate your RaiseMyFunds challenge stress-free? Book on [Fundedtrader.fr/challenges](https://fundedtrader.fr/challenges), or open your account directly via our partner link: [Open a RaiseMyFunds account](https://live.raisemyfunds.co/buy-funded?affiliate=KGEMBI35). ## Articles Related to RaiseMyFunds - [Foxx Funded vs Raisemyfunds : quelle prop firm choisir en 2026 ?](https://fundedtrader.fr/blog/foxx-funded-vs-raisemyfunds-quelle-prop-firm-choisir-en-2026) - [RaiseMyFunds en 2026 : avis, conditions et méthode de validation](https://fundedtrader.fr/blog/avis-raisemyfunds-2026) - [RaiseMyFunds retrait : délais, conditions et méthodes de paiement](https://fundedtrader.fr/blog/raisemyfunds-retrait-payout-delais) - [RaiseMyFunds vs FTMO : quel challenge valider en 2026 ?](https://fundedtrader.fr/blog/raisemyfunds-vs-ftmo) - [Code promo RaiseMyFunds : où le trouver et comment l'utiliser en 2026](https://fundedtrader.fr/blog/raisemyfunds-code-promo-reduction) - [Règle de consistance RaiseMyFunds : le guide complet de la limite 45%](https://fundedtrader.fr/blog/raisemyfunds-regle-de-consistance-45-pourcent)