PU Prime in 2026: how good is this broker?
PU Prime (formerly Pacific Union) is a forex and CFD broker launched in 2015 and renamed in 2020, which has gained visibility thanks to very low entry deposits (from 20 $), advertised forex spreads from 0.0 pips and a strong presence in Asia-Pacific. Its distinctive feature: offering MetaTrader 4 and MetaTrader 5 with one of the lowest entry tickets on the market. This guide reviews the complete 2026 offer: regulation, accounts, fees, platforms, instruments, deposits and withdrawals.
PU Prime at a glance
- Founded: 2015 (under the name Pacific Union, renamed PU Prime in 2020)
- Founders: not disclosed
- Headquarters: PU Prime Limited registered in the Seychelles, group present across Asia-Pacific (Singapore, Hong Kong, Sydney)
- Regulators: FSA Seychelles (securities dealer licence) for the main entity; additional offshore entities (notably in Saint Vincent)
- Number of clients: not disclosed
Regulation: the point of vigilance
This is PU Prime's sensitive subject. The contracting entity for most international clients is PU Prime Limited, regulated by the FSA of the Seychelles, an offshore regulator whose requirements (capital, reporting, investor protections) are far less strict than the British FCA or the Australian ASIC. The group also has a multi-entity structure across several offshore jurisdictions, sometimes criticized for a lack of transparency. Another caveat: the CySEC company "Pacific Union Group Ltd" does not belong to the PU Prime setup. In practice, PU Prime is not authorised to market its services in some strict jurisdictions (including Europe): always check which entity will be presented to you at registration and the associated protection before any deposit.
PU Prime accounts and pricing
| Account | Spreads | Commission | Minimum deposit |
|---|---|---|---|
| Cent | variable | None | 20 $ |
| Standard | from 0.0 pips on majors during liquid hours | None | 50 $ |
| ECN | from 0.0 pips | charged on positions | 1,000 $ |
The Cent account lets you trade micro-lots with a 20 $ deposit: ideal for practising in real conditions while limiting exposure. The ECN account, with a 1,000 $ minimum deposit, targets scalpers and active traders who want fast execution and tight spreads. PU Prime applies a 20% stop-out: below that margin level, positions are automatically liquidated.
PU Prime versus the competition
| Broker | Regulation | Min deposit | Spreads | Max leverage | Platforms |
|---|---|---|---|---|---|
| PU Prime | FSA Seychelles | 20 $ | from 0.0 pips | not disclosed (high depending on entity) | MT4, MT5 |
| Vantage | ASIC, FCA, CIMA | 50 $ | from 0.0 pips (+commission) | 500:1 | MT4, MT5 |
| IC Markets | ASIC, CySEC, FSA | 200 $ | from 0.0 pips (+commission) | 500:1 | MT4, MT5, cTrader |
| XM | CySEC, ASIC, IFSC | 50 $ | from 0.6 pips | 1000:1 | MT4, MT5 |
To see how PU Prime compares with the leaders of the ECN segment, read our Vantage review, the IC Markets review and the Vantage vs IC Markets comparison.
Detailed fees
- Forex: spreads from 0.0 pips on majors during high-liquidity periods, but wider daily averages; the real cost is measured across the whole session.
- Commissions: none on the Cent and Standard accounts; a commission on the ECN account (exact amount not disclosed in our sources).
- Swaps (overnight fees): applied to positions held overnight, variable rates per instrument, visible in MetaTrader.
- Inactivity fees: not disclosed.
- Bonuses: PU Prime regularly offers deposit credit bonuses (up to 100%). Trading bonuses complicate withdrawals (required trading volume): read the terms before accepting them.
Platforms and tools
| Platform | Desktop software | Web | iOS | Android |
|---|---|---|---|---|
| MetaTrader 4 | Yes | Yes | Yes | Yes |
| MetaTrader 5 | Yes | Yes | Yes | Yes |
PU Prime relies exclusively on MetaTrader 4 and 5: backtesting, expert advisors, signals and integrated marketplaces. The positive point is an environment every trader knows; the negative point is the absence of a modern proprietary platform (native cTrader or TradingView). Execution goes through an MT4/MT5 bridge optimised by the broker to reduce slippage.
Available instruments
| Asset class | Selection |
|---|---|
| Forex | majors, minors and exotics |
| Metals | gold, silver and other spot metals |
| Energies | crude oil, natural gas |
| Indices | main global indices |
| Stocks and crypto | depending on the account entity |
The official site talks about "hundreds of instruments" without publishing a precise total: the catalogue is large but less documented than at publicly listed or UK-regulated competitors. The maximum leverage is not displayed uniformly: it depends on the account type and the contracting entity, and can reach very high levels outside Europe. Leverage is a loss amplifier: it is the first cause of blown accounts.
Demo account and training
A MetaTrader demo account is available to test spreads and execution in real conditions without risk. Given the offshore regulation, always back the demo with a check of withdrawal conditions on a small real deposit before committing significant amounts.
Deposits and withdrawals
- Methods: international bank transfer, credit/debit cards, e-wallets (depending on your region), crypto in some jurisdictions.
- Account currencies: not exhaustively disclosed (USD in practice).
- Withdrawal times: 2 to 3 business days for cards, 2 to 5 business days for international transfers, after processing by the broker.
- Fees: not disclosed uniformly; international transfer fees may be at your expense depending on the bank.
Pros and cons
Pros
- Minimum deposit from 20 $ (Cent account)
- Full MetaTrader 4 and 5
- Competitive forex spreads during liquid hours
- Clear 20% stop-out
Cons
- Offshore regulation (FSA Seychelles), no European licence
- Multi-entity structure lacking transparency
- Incomplete fee information (ECN commissions, inactivity, leverage)
- Deposit bonuses that complicate withdrawals
Who is PU Prime for? Broker or prop firm?
PU Prime targets beginner or intermediate international traders who want MetaTrader with a small budget. But beware: real trading with 20 $ and high leverage, under offshore regulation, is statistically the fastest route to losing your capital. The modern alternative is the prop firm: you pay fixed challenge fees (often under 60 $), you validate on a simulated account, then you trade the company's capital with up to 90% profit sharing while capping your loss at the cost of the challenge. Our prop firm comparison ranks the best firms of 2026 by fees, drawdown rules, platforms and payout times.
Verdict: should you choose PU Prime in 2026?
PU Prime offers attractive entry conditions and a complete MetaTrader, but the offshore regulation calls for increased vigilance: check the entity, the withdrawal fees and only commit what you can afford to lose. For a European trader, ASIC/FCA/CySEC-regulated brokers (Vantage, IC Markets, XM) or going through a prop firm remain safer options to train and get funded. Find all the options on Fundedtrader.fr.
