Audacity Capital is one of the most experienced prop firms on the market: unlike many competitors established after 2020, it has operated an authentic prop trading firm in London since 2012. Its Funded Trader program features three paths (the two-phase Ability Challenge, the single-phase Ability One, and instant-funding FTP), accounts from $5,000 to $240,000 scaling up to $2 million, and a profit split reaching up to 90% with payouts processed the same day upon approval. This complete review details pricing, rules, and the strategy to pass an Audacity Capital challenge in 2026.
## Summary 1. [Presentation of Audacity Capital](#presentation-daudacity-capital) 2. [The 3 Funded Trader Programs](#les-3-programmes-du-funded-trader) 3. [Pricing and Account Sizes](#prix-et-tailles-de-compte) 4. [Trading Rules: What You Must Follow](#regles-de-trading-ce-quil-faut-respecter) 5. [Payouts and Withdrawals: Same Day](#paiements-et-retraits-le-jour-meme) 6. [Pros and Cons of Audacity Capital](#avantages-et-inconvenients-daudacity-capital) 7. [5-Step Method to Pass](#methode-pour-valider-en-5-etapes) 8. [FAQ: Frequently Asked Questions about Audacity Capital](#faq-questions-frequentes-sur-audacity-capital) 9. [Verdict: Is Audacity Capital Worth It in 2026?](#verdict-audacity-capital-vaut-elle-le-coup-en-2026)Find also our fiche complète Audacity Capital and our comparateur de prop firms to locate it relative to competitors.
Presentation of Audacity Capital
Audacity Capital stands out through its institutional origins: managing capital since 2012 while passing Tier-1 liquidity to funded traders. Additional highlights include 14 years of operations, multilingual support (website available in 12 languages), and a scaling program that can grow your allocation up to $2,000,000.
To position the firm in the 2026 market, check our classement des meilleures prop firms en 2026.
The 3 Funded Trader Programs
Ability Challenge: Two-Step Evaluation
The classic path built for disciplined traders: two phases with low refundable entry fees. Profit target of 10% in Phase 1 then 5% in verification, daily drawdown of 7.5% in Phase 1 (5% thereafter), maximum drawdown of 15% (10% thereafter), unlimited time with a minimum of 4 trading days per phase. Up to 90% profit split on live accounts.
Ability One: Single-Phase Evaluation
The fast track: a single 10% target to gain funding. Loss limits are static, set at 3% daily and 6% maximum, 3 minimum trading days, and access to high leverage. Profit split up to 90%.
FTP: Instant Funding
For traders who want to skip evaluations: a funded account credited from day one with no monthly fees. Static limits of 5% daily and 10% maximum, 5 minimum trading days, profit split up to 80%. The most direct option in exchange for a slightly lower profit split.
Pricing and Account Sizes
Evaluations start at $49 for a $5,000 account ($42 with the active 14% discount) up to $1,049 for a $200,000 account. Available account sizes: 5K, 10K, 25K, 50K, 100K, and 200K, available in USD, GBP, or EUR. The "14 years, 14% discount" promo currently applies across all programs.
To compare pricing by account size, visit our compte 100k and compte 50k pages.
Trading Rules: What You Must Follow
- Daily drawdown: 3% (Ability One) to 7.5% (Ability Challenge phase 1) depending on path, calculated statically
- Maximum drawdown: 6% to 15% depending on program
- Time period: unlimited on evaluations, with minimum trading days (3 to 5 depending on program)
- Consistency rule: none on Ability One and FTP, enhanced version on Ability Challenge
- News trading & weekends: enhanced terms depending on program
Drawdown management remains crucial: learn more in our guide de gestion du risque en prop firm and our article on drawdown en prop firm.
Payouts and Withdrawals: Same Day
This is Audacity Capital's strongest advantage: withdrawals are processed the same day upon approval following a regular schedule. The profit split reaches 90% on evaluation accounts and 80% on instant funding, with evaluation fees fully refunded on your first payout. This processing speed makes the firm one of the fastest in the market, where 3 to 7 days is industry standard.
Best practices for payouts: consult our article on délais et méthodes de retrait en prop firm.
Pros and Cons of Audacity Capital
Pros
- 14 years of track record, genuine proprietary trading firm since 2012
- Same-day payouts upon approval
- Three distinct tracks: 1-phase, 2-phase, or instant funding
- Refundable evaluation fees
- Scaling up to $2,000,000
- Static drawdown (never trailing)
Cons
- Strict Ability Challenge Phase 1 drawdown (7.5% daily / 15% max)
- FTP instant funding split capped at 80%
- Three programs: selecting the right path requires initial analysis
5-Step Method to Pass
- Select the right path: Ability One for speed, Ability Challenge for minimal fees, FTP for immediate trading.
- Size your account capital to absorb daily drawdown without pressure: the fee/margin ratio is crucial.
- Risk only 1 to 2% per trade with systematic stop-loss orders, even with a 7.5% daily allowance.
- Spread gains across sessions to stay compliant where consistency rules apply.
- Practice on demo or free trials before purchase to verify your strategy under real program parameters.
To go deeper, read our service de validation de challenge prop firm and our offre de gestion de compte prop firm.
FAQ: Frequently Asked Questions about Audacity Capital
How much does an Audacity Capital challenge cost?
Starting at $49 for a $5,000 account up to $1,049 for a $200,000 account. A 14% discount currently applies across all plans (5K at $42).
What are the drawdown rules at Audacity Capital?
They vary by path: 3% daily / 6% max on Ability One, 5%/10% on FTP, and 7.5%/15% in Phase 1 of Ability Challenge (5%/10% afterwards). All are static.
What is the payout processing time?
Payouts are processed the same day following approval, with profit splits reaching up to 90% (80% on instant funding FTP).
Is Audacity Capital reliable?
The firm displays a 4.0/5 Trustpilot rating and 14 years of activity as an authentic trading firm operating since 2012, a rare milestone in this market.
Verdict: Is Audacity Capital Worth It in 2026?
With 14 years of history, same-day payouts, static drawdowns, and three distinct tracks, Audacity Capital ranks among the most established prop firms in 2026. Ability One (3%/6% static, single phase) stands out as an accessible entry path. Before getting started, compare options via our comparateur de prop firms and our classement 2026.
Ready to validate your challenge? Découvrez nos services de validation de challenge prop firm or inspect our fiche complète Audacity Capital.
Discover also our comparateur de prop firms, our services de validation and other articles du blog.
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